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Georgia Car Accident Law: A Comprehensive Guide for Drivers

Drivers in Georgia should be familiar with specific laws and legal rights that apply when involved in car accidents. This knowledge is crucial not only for compliance but also to understand the protections and obligations under state law. The Law Office of Daniel R. Duello in Blairsville, Georgia, provides robust representation for those injured due to negligence. Here are the key points governing Georgia car accident law.

Fault-Based Insurance System

Georgia adheres to a fault-based system for car accidents, meaning the party responsible for causing the accident bears liability for damages. Drivers must carry minimum liability insurance to cover bodily injury ($25,000 per person and $50,000 per accident) and property damage ($25,000 per accident) as per the Georgia Office of Insurance and Safety Fire Commissioner.

Statute of Limitations

Georgia law imposes a statute of limitations that gives you two years from the date of the car accident to file a personal injury lawsuit, and four years to file a property damage lawsuit. This is defined under O.C.G.A. § 9-3-33.

Comparative Fault Rule

In cases where both parties may share fault, Georgia employs a modified comparative fault rule. You can still recover damages if you are less than 50% responsible for the accident, but your recovery will be reduced by your percentage of fault. This rule is outlined in O.C.G.A. § 51-12-33.

Reporting Requirements

Georgia law requires drivers involved in accidents resulting in injury, death, or property damage exceeding $500 to report the accident immediately to local law enforcement. This helps in the documentation and investigation of the incident.

Protecting Your Rights After an Accident

After an accident, it’s important to:

• Obtain a copy of the police report for records.
• Seek immediate medical attention even if injuries are not apparent.
• Consult with a qualified Blairsville personal injury attorney who can advise on legal rights and options based on the specifics of the case.

Get the Support You Need

If you or a loved one has been involved in a car accident in Blairsville, the Law Office of Daniel R. Duello is ready to help. Don’t navigate the claims process alone. Reach out to us for thorough and considerate assistance. For more detailed guidance, contact our office today.